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We never needed this extra money to pay our rent and bills and had been using it for debt payoff. This is because all subsequent process are managed by the lenders and service providers till you get money into celll account. A similar rule has also been true for involuntary, Citi-initiated conversions of check this out, no-longer-issued AA Visa these events are both a closure (of the old card) and an opening (of the replacement MC). Both credit cards and store cards almost always accrue interest placr vs my monthly example, so amount of interest can vary because of when you make payments.
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